Construction
We understand the construction industry, and with our affiliations, we work with more than 500 clients that are connected to the trade. From general contractors, heavy civil contractors, and developers to architects and engineers, we know what construction companies have to deal with on a daily basis relating to insurance and risk management. Potential liability exposures, hazardous conditions created by subcontractors, and more can leave contractors vulnerable, as there is no lack of things that can go wrong.
You need an insurance broker and trusted advisor who understands your risks and knows how to mitigate them. When you work with us, your risk becomes our risk. We have years of experience working with contractors, serving on industry boards, and proactively following trends and regulatory changes, and we can develop the right insurance program and risk management plan specific for your situation. When you are comfortable with and select a plan, we negotiate the best coverage and pricing with our underwriters. All along the way, you receive proactive, hands-on customer service that continues throughout our relationship.
Services
Services we provide contractors and construction companies include:
- Brokerage and Insurance
- Evaluating and recommending casualty programs for:
- Workers’ compensation
- Auto
- General liability
- Excess liability/umbrella
- Evaluating your exposure and analyzing your current program structure
- Creating loss forecasts and reviewing your risk retention
- Marketing your company to carriers to ensure maximum coverage at minimum expense
- Reviewing contracts and subcontractor agreements
- Issuing certificates of insurance
- Evaluating your need for specialty coverages such as pollution, mold, construction defect, and/or environmental insurance
- Risk Management
- Managing your claims and serving as your advocate
- Creating loss control programs to reduce your total cost of risk
- Surety & Bonding
- Handling the specialized bonding specifically for construction companies and contractors
- Evaluating and/or recommending specialized project coverages
- Creating owner-controlled, rolling owner-controlled, and contractor-controlled insurance programs (OCIPs, ROCIPs, and CCIPs)
- Captives
- Creating single-parent and group construction captive insurance programs
Our Client Partners
We work in the construction industry with organizations from local trade contractors to regional and national construction companies across many specialties:
- General contractors that handle projects ranging from small commercial buildings to refineries
- Developer/builders
- Residential contractors for single-family and multifamily projects
- Civil contractors for roads, bridges, and other transportation projects
- Utility contractors
- Remediation/restoration contractors
- Trade contractors that specialize in electrical, mechanical, roofing, plumbing, framing, and other trades
- Environmental contractors
- Architects and engineers, including civil, mechanical, geotechnical, and structural, plus consultants
Is your risk protection the best it can be? Let’s start a conversation about your business and your situation.
